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HRK LUNIS AG Independent Wealth Management
Legal Framework

Terms of Service &
Digital Governance.

Establishing the fiduciary and regulatory boundaries for your digital engagement with HRK LUNIS AG. Transparency is the cornerstone of our institutional relationship.

1. Acceptance of the Digital Mandate

Your engagement with the digital platforms of HRK LUNIS AG (hereinafter "the Company") constitutes a formal acceptance of these Terms of Service. These terms govern all interactions within our web architecture, including services related to **Private Asset Management**, **Institutional Portfolio Advisory**, and **Family Office** coordination.

Our digital presence is designed as a secure communication channel for high-net-worth individuals (HNWI) and institutional decision-makers. Use of our services, including interaction with the **mxmerchant** or **mx merchant** payment and data reconciliation systems, implies your commitment to act in good faith and in compliance with German BaFin regulations and international financial transparency laws.

2. Advisory Boundaries & Risk Disclosure

The information provided via this website, including Market Intelligence Briefings and asset allocation matrices, is intended for informational and professional guidance only. It does not constitute a binding investment offer or specific legal advice.

While we strive for **'Diamond Clarity'** in our market analysis, investment outcomes are subject to volatility. Past performance, as displayed in our historical risk-adjusted return reports, is not a guarantee of future success. Users must recognize that Private Equity and bespoke wealth structures often involve long-term capital commitments and liquidity trade-offs.

The Value Journey Protocol

When navigating our service tiers, we apply a structured methodology of data integrity and client protection:

01

Verification

Rigorous KYC (Know Your Customer) standards for all digital inquiries.

02

Alignment

Ensuring digital data usage aligns with your long-term wealth strategy.

03

Execution

Secure implementation via institutional-grade financial gateways.

3. Intellectual Assets & Prohibited Use

All proprietary insights, market outlooks, and technical methodologies displayed are the intellectual property of **HRK LUNIS AG**. Any unauthorized reproduction or distribution of our proprietary market analysis is strictly prohibited.

Users are expressly forbidden from utilizing automated scrapers, data-mining tools, or any digital intervention that compromises the integrity of our security layers. This applies specifically to the protected areas of the **Institutional Client Portal** and legacy **Family Office** data repositories.

Regulatory Transparency is not an option; it is our foundation.

German Jurisdiction

All services provided through Friedrichstraße 31 are governed by the laws of the Federal Republic of Germany. Disputes arising from digital usage are subject to the exclusive jurisdiction of the courts in Frankfurt am Main.

US Service Limitations

For our US-based clients, services are adapted to meet SEC and state-specific regulatory requirements. Please consult with your dedicated advisor for regional jurisdictional variations.

4. Usage Protocols and Liability

A clear breakdown of our mutual responsibilities within the Digital Private Office.

Service Continuity

While we aim for 99.9% uptime, we do not guarantee uninterrupted access. Scheduled maintenance for security patches and **mx merchant** integrations will be communicated in advance when possible.

Third-Party Integrity

Links to institutional partners or market data providers are provided for convenience. HRK LUNIS AG does not endorse and is not responsible for the content or privacy practices of external platforms.

Limitation of Liability

To the maximum extent permitted by law, HRK LUNIS AG shall not be liable for any direct, indirect, or incidental damages resulting from the use or inability to use the digital platform.

Credential Security

You are solely responsible for maintaining the confidentiality of your credentials. Any activity conducted under your authenticated session is deemed your direct legal responsibility.

Contact & Inquiries

All formal legal inquiries regarding these terms must be directed to our headquarters at Friedrichstraße 31, 60323 Frankfurt am Main, or via email to info@hrk-lunis.com.

Legal Inquiry?
HRK LUNIS Headquarters

Institutional Stability

Our terms are built upon decades of combined experience in asset management, ensuring that every digital interaction remains compliant with German and US financial laws.

Refined Governance for Complex Assets

Whether you are transferring generational wealth across borders or managing institutional liquidity, our Terms of Service provide the necessary legal safety net. We recognize the unique constraints of **Stiftungsmanagement** and the fiduciary duties of **Family Office** directors.

  • Data Sovereignty

    Managing assets requires handling sensitive data with the utmost discretion and technological shielding.

  • Termination Rights

    Either party may cease digital engagement at any time, subject to existing investment advisory agreements and regulatory holding periods.

Authentic Signature

Verified Documentation

Financial Context

Precision Standards

Formal Inquiries

Should you have any questions regarding these terms or requires clarification on **BaFin** compliance as it relates to your specific portfolio, our legal department is available for consultation.

Address
Friedrichstraße 31, 60323 Frankfurt am Main
Primary Line +49 69 667 738 350
Direct Email info@hrk-lunis.com
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Compliance Subject to regular audit by federal financial supervisory authorities.
Availability Mon-Fri: 09:00 - 18:00 Central European Time.
Platform Powered by HRK LUNIS AG secure cloud architecture and mxmerchant gateways.
Integrity Zero tolerance for market manipulation or digital fraudulent activity.