The Professional Oversight of Generational Legacy.
At HRK LUNIS AG, we understand that significant wealth is not merely a balance sheet; it is a complex ecosystem of aspirations, responsibilities, and influence. Our Family Office services exist to restore the freedom of focus to the family principals, transforming fragmented asset management into a unified strategic mandate.
The Multi-Jurisdictional Lens
Coordinating assets between Germany and North America requires more than standard brokerage. It demands a fiduciary partner who speaks the language of both BaFin regulations and US tax compliance.
Core Principles
- Total cross-banking transparency via consolidated reporting.
- Independent fiduciary buffer against market sales pressure.
- Inter-generational mediation and leadership transition.
Aligning the Family Strategy Board
We move beyond mere investment advice. Our role is to facilitate the consensus required to maintain a lasting dynasty, ensuring that the mission of the wealth aligns with the values of those who hold it.
Transitioning Leadership
Succession planning is often the most significant risk to a family's capital. HRK LUNIS AG acts as a neutral facilitator, helping to codify family governance documents that prevent future disputes and ensure the smooth transfer of both financial and intellectual assets to the next generation.
Whether you are diversifying out of a legacy family business or managing a liquidated exit, we manage the liquidity cycles to ensure lifestyle needs are met without disrupting long-term compounding growth.
Liquid Continuity
Short-term cash flow management for multi-generational lifestyle support.
Direct Access
Participation in exclusive co-investment clubs and private equity tiers.
The Inventory of Comprehensive Oversight
Asset Management
Independent selection of managers across global markets, specializing in mxmerchant integration and institutional-grade reporting.
- • Liquid Portfolio Optimization
- • Private Equity Sourcing
- • Real Estate Allocation
- • Risk Mitigation Frameworks
Family Governance
Crafting the constitutional framework for family decision-making and ethical wealth deployment across borders.
- • Core Value Codification
- • Succession Roadmaps
- • Philanthropic Strategy
- • Next-Gen Education
Concierge Admin
Relieving the daily burden of administrative tasks, from regulatory filings to high-value lifestyle management.
- • Consolidated Reporting
- • Multi-Bank Balancing
- • Tax & Legal Coordination
- • Private Aviation & Art
Transitioning from Fragmented to Unified
Most families begin with a collection of specialized advisors—accountants, bank managers, and lawyers. Over time, this becomes an administrative obstacle. Our Family Office structure centralizes this intelligence.
"The goal is not to replace existing relationships, but to act as the professional architect who ensures every pillar supports the whole."
Fragmented Oversight
- Conflicting advice from multiple asset managers with differing incentives.
- Opaque consolidated fees that erode long-term compounding effects.
- Succession planning handled as a reactive legal issue rather than a strategic transition.
Unified Family Office
- Single fiduciary mandate aligning all external providers toward one family goal.
- Absolute fee transparency and institutional cost-basis negotiations.
- Active governance mediating generational perspectives well before transition.
True stability is the result of invisible administrative perfection. We handle the complexity so the family can focus on the legacy.
Our multidisciplinary team includes specialists in Stiftungsmanagement (foundation management), real estate restructuring, and international tax-efficiency protocols.
We act as the 'Silent Partner', providing maximum impact on the family fortune with minimum intrusion into the family’s personal life.
Frankfurt am Main
Friedrichstraße 31, 60323 Frankfurt. The center of European asset management and regulatory precision.
DEUTSCHLAND OFFICE →International Gateway
Direct connectivity for families with assets in the USA markets, integrating mxmerchant and USD liquidity solutions.
USA ADVISORY →Begin the Journey
Explore how a consolidated Family Office can redefine your approach to wealth preservation.
Secure Your Multi-Generational Legacy
Wealth management at this level is a conversation, not a brochure. Contact the partners at HRK LUNIS AG to discuss the specific intricacies of your family's financial architecture.
HRK LUNIS AG — Fiduciary Sovereignty since the merger of HRK and LUNIS institutions.