Preserving Mandate.
Empowering Mission.

The shift in global macroeconomic reality—from persistent low-interest rates to the return of inflation volatility—has rendered the traditional institutional "set-and-forget" model obsolete. HRK LUNIS AG serves as more than just a manager; we are a strategic advisor that prioritizes bank-independent solutions over internal product sales.

For foundations in Germany, the challenge is two-fold: fulfilling the philanthropic mission while adhering to strict regulatory payout requirements without eroding the real value of the endowment. We implement a systematic rebalancing process that triggers during extreme volatility, capturing market opportunities that institutional inertia often misses. This disciplined approach ensures that risk limits, defined by the board, are never breached, even in high-stress scenarios.

"The fiduciary duty of an institutional manager is to protect not just the nominal value of capital, but its actual utility to the organization’s future."

Integration of ESG criteria is conducted not as a marketing layer, but as a fundamental risk management tool. We analyze how sustainability factors influence credit ratings and long-term business viability, ensuring the institutional reputation of our clients remains untarnished by problematic exposures. Furthermore, our specialized reporting provides the transparency required for board meetings, translating complex derivative data and Private Equity metrics into actionable insights for non-finance governors.