Privacy Policy &
Data Stewardship
At HRK LUNIS AG, your privacy is not a regulatory hurdle; it is a fundamental pillar of the fiduciary trust we establish with our clients. This document outlines how we collect, process, and safeguard your personal information within our global wealth management architecture.
1. Responsible Entity & Scope
HRK LUNIS AG, located at Friedrichstraße 31, 60323 Frankfurt am Main, acts as the primary data controller. Whether you are an HNWI Individual or a Family Office Principal, your data protection is managed under the strict supervision of the German Federal Data Protection Act (BDSG) and the EU General Data Protection Regulation (GDPR).
This policy applies to all digital touchpoints managed by HRK LUNIS AG, including our advisory portals, institutional reporting tools, and our primary domain, hrk-lunis.com. We do not sell your personal information to third-party brokers.
2. Data Collection Archetypes
We categorize the data we collect based on the context of our relationship. We believe in data minimization—collecting only what is necessary to fulfill our fiduciary duties and regulatory requirements.
- Direct Communication: Information provided via contact forms or client onboarding, including name, email, and professional affiliation.
- Investment Metadata: Specifics regarding asset allocation preferences or philanthropic goals used for bespoke advisory journeys.
- Technical Telemetry: Anonymized IP addresses, browser types, and session duration to optimize our market intelligence briefing delivery.
The Infrastructure of Trust
Our privacy framework is built on localized data storage and strict access controls, mirroring the physical security of a private bank vault.
Localized Processing
Client data related to German wealth management is processed on secure servers within the European Economic Area (EEA), ensuring full compliance with local tax and inheritance laws.
Encrypted Pathways
Usage of mx merchant involves TLS 1.3 encryption. Your financial footprint is segmented to prevent unauthorized aggregation across institutional services.
Access Governance
Internal access to sensitive HNWI data is limited to designated Relationship Managers under strict non-disclosure agreements and dual-factor authentication.
Your Sovereign Rights
In accordance with the GDPR, you retain full control over your digital identity. We provide streamlined mechanisms for you to exercise these rights without administrative friction.
Contact our Data Protection Officer
For any inquiries regarding this Privacy Policy or your personal data, our specialized legal team is available for direct consultation.
Corporate Seat
Friedrichstraße 31, 60323 Frankfurt am Main
Secure Line
+49 69 667 738 350Retention of Financial Records
HRK LUNIS AG maintains records for at least 10 years as required under Section 257 of the German Commercial Code (HGB) and Section 147 of the Fiscal Code (AO). This ensures that and history of managed assets, including mxmerchant logs, are available for institutional audits and tax compliance purposes. Once these statutory retention periods expire, data is securely purged from our active and backup environments.
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Third Party Links
Our Market Insights may link to external analysts. We are not responsible for the privacy practices of external domains.
Commitment to Total Clarity
If you have unique requirements regarding wealth lifecycle data or cross-border privacy mandates, our Family Office experts are ready to provide a detailed briefing tailored to your specific asset structure.