At HRK LUNIS AG, we bridge the gap between traditional European asset management and dynamic American investment landscapes, operating outside the confines of product quotas.
Unlike traditional bank-tied advisors, our consulting framework eliminates internal product bias. We utilize mxmerchant integrated clarity to view fragmented portfolios as unified risk structures.
For high-net-worth individuals, success is often measured by the seamless transfer of generational wealth. Our experts navigate the complexities of German inheritance laws and cross-border US tax compliance.
2026 Focus
Strategic Risk Management
"In a pivot-heavy macroeconomic environment, our role is not just as advisors, but as active advocates for our clients' capital resilience." — HRK LUNIS Investment Committee
Our methodology focuses on the central intersection of Liquid Assets, Alternative Investments, and Structural Governance. We map your core values at this axis.
Focusing on high-grade liquidity and market-responsive bond ladders. Risk vs Reward: Conservative profile designed for short-term flexibility and capital protection.
LIQUIDITY ADVISORYInstitutional-grade access to non-public growth markets. Risk vs Reward: Opportunistic profile targeting long-term appreciation with reduced public volatility correlations.
PE SOLUTIONSConsolidated reporting and estate planning for holistic management. Risk vs Reward: Structural shielding against geopolitical and tax regulatory shifts.
GOVERNANCE PROTOCOLMeeting the specific requirements of charitable entities and perpetual trusts. Risk vs Reward: Impact-driven mandate with strict adherence to sustainability (ESG).
LEGACY PLANNING
At **HRK LUNIS AG**, the curation of a portfolio is only the baseline of our service. True wealth management requires a chief investment officer mentality—constantly monitoring macro-shifts such as ECB policy changes and transatlantic trade dynamics.
We utilize mxmerchant and other advanced fintech visibility tools to ensure our clients have 24/7 clarity on their asset silos—whether those are legacy German industrial holdings or high-yield US tech investments. This level of mx merchant transparency is non-negotiable in an era of heightened market volatility.
"We don't sell products; we buy solutions for our clients. That distinction is the heart of our fiduciary commitment."
Our Unwavering Commitment to Independent Wealth Strategy
By avoiding the sale of proprietary banking products, we eliminate the primary conflict of interest in the financial industry. Our choice of instruments is guided solely by your risk parameters and performance goals.
We provide direct pathways into Private Equity, real estate co-investments, and infrastructure funds—sectors often reserved for institutional players, now curated for the private portfolio.
Protecting wealth requires more than growth; it requires a fortress approach to succession planning, inheritance taxes, and regulatory transparency across multiple jurisdictions.
Whether you are managing a foundation, steering an institutional portfolio, or planning family succession, our partners are available for a confidential consultation at our Frankfurt headquarters or via our US-bridge network.
The information on this page is for informational purposes only and does not constitute investment advice. High-net-worth investing involve professional risk management. HRK LUNIS AG is regulated and complies with BaFin requirements. Past performance is not indicative of future results. MX Merchant and related visibility tools are used for reporting clarity only.
